Business owners or employers have a legal responsibility towards their employees, customers and the public for which they must at least have up-to-date and adequate liability insurance. This type of insurance has become more specialised and with our depth of knowledge, we can find you a policy tailored to suit your business activities.
Typical liability insurance policies include:
Employer's Liability: gives cover for bodily injury to employees arising out of their work whilst engaged in their business activities.
Public Liability: gives cover for the insured's legal liability in the event of bodily injury to any third-party person and/or damage to third party property.
Product Liability: gives cover in the event of accidental bodily injury to any person and damage to any property occurring caused by the product supplied by the insured.
Professional Indemnity: gives cover to protect you against claims for loss or damage as a result of mistakes or negligence.
Directors' and Officers': gives cover to protect you against claims for loss or damage as a result of mistakes or negligence.
Whatever your risk we understand the importance of being covered correctly and with access to special rates through leading insurers we can arrange comprehensive cover at an affordable price for the following areas:
- Public & Products Liability
- Employer's Liability
- Non negligence cover JCT 21.2.1/ 6.5.1
- All Risks & Tools
- Contract Works & Materials
- Hired in Plant
- Personal Accident
- Professional Indemnity